uob own banking
uob own banking
Blog Article
UOB Bank delivers several different personal banking expert services built to meet up with the economic requirements of people. Underneath is an in depth overview that may help you recognize The true secret aspects and choices.
Sorts of Accounts
Personal savings Account: This account permits you to save money when earning curiosity.
Options: Quick access, desire earnings, minimum service fees.
Rewards: Safe place for your resources, possible advancement via fascination.
Current Account: Ideal for each day transactions and handling bills.
Features: Checkbook facility, overdraft safety.
Gains: Handy for regular payments and withdrawals.
Fastened Deposit Account: For those seeking to gain higher interest costs around a hard and fast period.
Functions: Fastened time period deposits, higher interest prices when compared with price savings accounts.
Benefits: Secure investment decision selection with predictable returns.
Financial loans
Particular Financial loans: Unsecured loans which can be utilized for a variety of needs like education and learning or household renovation.
Forms:
Installment Financial loans
Credit rating Lines
Advantages: Flexible repayment conditions, aggressive curiosity charges.
House Loans: Personalized methods for obtaining residence or refinancing current mortgages.
Styles:
Fixed Rate Dwelling Financial loan
Floating Fee Residence Mortgage
Benefits: Distinctive strategies to match person requires, beautiful costs.
Credit Cards
UOB presents A selection of credit cards catering to unique lifestyles and spending behaviors:
Rewards Playing cards: Make factors on every invest in which can be redeemed for presents or travel miles.
Cashback Cards: Get cash rebates on every day investing for instance groceries and dining out.
Journey Playing cards: Particular Gains like air miles accumulation and travel insurance plan coverage.
Expenditure Solutions
For individuals serious about developing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suitable for extended-expression advancement objectives.
Structured Deposits * Combines the capabilities of traditional deposits with investment decision solutions. * Potentially greater returns but with some chance associated.
Insurance Goods
To guard by yourself and Your loved ones in opposition to unforeseen functions:
Lifetime Coverage * Provides financial security in the event of Dying or significant health issues. * Can also function a price savings Software depending on the policy picked out.
Health Insurance * Handles clinical charges like hospitalization charges. * Essential for mitigating high Health care charges.
Digital Banking Services
Benefit at your fingertips by digital platforms:
Internet Banking
Allows you to take care of your finances online:
Perspective account balances and transaction heritage
Transfer money concerning accounts or fork out payments
Submit an application for new solutions (loans/charge cards)
Mobile Banking
Banking on-the-go by means of mobile applications:
Quick harmony checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
Using these complete choices, UOB aims to offer customized banking alternatives that cater click here especially to unique demands while guaranteeing benefit and safety in all transactions.